← Back to my page what I do

Insurance, the way it should be.

I'm an insurance producer with Portal Insurance, based out of Mobile, Alabama. I work with clients across a few areas I know well — homeowners, small and middle-market businesses, real estate investors, and especially properties with coastal exposure.

Licensed in GA· AL· TX· FL· MS· TN· NC· LA
coverage

Not every policy works for every situation.

Insurance gets complicated pretty quickly, especially with businesses, investment properties, and coastal homes. My job is to understand what you have, what you actually need, and then work through the available options to find the one that makes sense.

Homeowners

Protect the place you live and everything in it — with a policy built around your home, not a one-size-fits-all form.

Small & mid-sized business

From the shop on the corner to a growing operation — coverage that keeps the doors open when something goes sideways.

Real estate investors

Rentals, flips, and full portfolios — landlord and dwelling policies built for how you actually operate.

My specialty

Coastal, wind & flood

Living near the water comes with its own risks. I specialize in wind, flood, and coastal properties a lot of agents shy away from.

why work with me

There's value in knowing who to call.

Questions come up. Things change. And sometimes you actually have to use the insurance you've been paying for. When that happens, I don't want you wondering who to call or getting passed around. That's part of having an agent.

  • One point of contact. You call or text me directly — no getting bounced around a phone tree.
  • I can shop around for you. Being a broker means I'm not limited to just one insurance carrier. I can look at multiple options and markets to find something that makes sense for your situation.
  • I'm still here when there's a claim. I can't make the claim decision, but I can help you understand the process, answer questions, and point you in the right direction along the way.
  • Coastal know-how. Wind, flood, and hard-to-place properties are my thing, not my headache.
"
Insurance is a promise. My job is being the person who actually picks up when you need to collect on it.
Holden
kind words

Folks who trust me with their coverage.

A few recent five-star reviews, straight from Google.

★★★★★

"Holden is great, down to earth, just a regular everyday person. He tries to help you even when there is no benefit to himself. I have personally turned several people on to Holden at Portal!"

Ben Kendrick Referred several friends
★★★★★

"Holden did a fantastic job finding the best policy for our home on the water with our current mitigations. He explained and consulted on several items in order to lessen any sort of increase during binding. He is extremely knowledgeable, especially for Gulf Coast homes."

Colin Skelton Home on the water
★★★★★

"Holden was one of the best agents I ever had for getting my home and vehicles insured at the best rates. Thank you for your time, patience, energy, and top-notch customer service — and for letting me keep asking the same questions until I got a clear understanding. :-)"

Nate the Great Home & auto
let's talk

Get your free quote.

Tell me a little about what you need, and I'll work through the options and get back to you — usually the same day.